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Receivable Factoring
Bad Credit - OKAY
Invoice Factoring
No Personal Guaranty
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Purchase New Equipment
Refinance Existing Equipment
100% Financing
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Generous Credit Lines
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Business Loans California

Our loans may be used for start-up, expansion, equipment purchases, working capital, inventory, franchise, business acquisition or real estate acquisition. Perfect for SBA Startup, Home Based and Small Business loans in California CA. At Franklin Financial Company, we work with companies seeking to get a small business loan. Our areas of expertise include, SBA Loans, SBA CAPLines, Account Receivable Financing, Factoring Accounts Receivable, Purchase Order Financing, Inventory Loans, Equipment Loans, Equipment Leases and Commercial Real Estate secured loans.

If we can't finance your request, chances are it can't be financed!


Franklin’s Accounts Receivable Financing program enables companies to draw upon their receivables prior to actual payment being received. If your business invoices other companies for products or services and would benefit by speeding up your cash flow, then we should talk.

SBA Loan Requirements

Unsecured Business LoanBusiness Credit LineSBA 7aSBA 504 Commercial LoanReceivable FinancingPurchase Order Financing
Application FeesNoNoNoNoNoNo
Personal GuaranteePossiblyPossiblyPossiblyPossiblyYesYes
CollateralNoNoPossiblyLand & ImprovementsAccounts ReceivablePurchase Orders
Age of BusinessNew Business Okay2 year minimumNew Business OkayNew Business OkayNew Business OkayNew Business Okay
Funding Amounts$5,000 - $150,000$150,000 - $5 millionup to $5 millionup to $10 million90% of Receivables90% of P.O.
Time to Funding14 - 30 Days1 - 2 Months30 Days45 Days3 Days3 Days
Credit Score Required600+600+600+600+N/AN/A
Interest Rates9.99% to 19.99%Prime Rate +
Prime Rate + 2%Index +
Treasury Rate
Prime Rate +
Prime Rate +
Apply for Unsecured Business Loan CaliforniaApply for Business Credit Line CaliforniaApply for SBA 7 a CaliforniaApply for SBA 504 Commercial Loan CaliforniaApply for Receivable Financing CaliforniaApply for Purchase Order Financing California


Our typical clients:

California CA Loans for new business Short time in business.
California CA Loans for non profitable company Have some operating losses.
California CA Bad Credit Small Business Loans Have some personal credit issues.
California CA Small Business with Bad Credit Have been turned down by bank(s) for bank financing.
California CA Need expansion loan for small business Have SBA / Bank loans not large enough to support growth.
California CA SBA Loan Financial ratios not in-line for traditional line of credit.
California CA second and third bank loans Are currently with finance or factoring company.
California CA Turn around loans Are turn-around businesses showing at least one quarter of profitability and projections to continue quarterly profitability.

We provide businesses these types of financial requests:

Line of Credit loan in California CA Business Credit Line
Asset Based loans California CA Asset Based Loans
California CA Small Business Loans Small Business Loans
Commercial Business Loans in California CA Commercial Business Loans
A/R Lines of Credit in California CA Account Receivable Lines of Credit
California CA Factoring of Receivables Factoring of Receivables
PO Financing in California CA Purchase Order Financing
Inventory Lines of Credit in California CA Inventory Lines of Credit
Equipment Lending and Leasing in California CA Equipment Lending and Leasing Services


Leverage the Network now and allow our highly sought after Direct lenders to compete for your business. Competition breeds improvement - which saves you money!

Franklin Financial Company provides Business Loans in California

How a California small business can get a SBA Loan

The SBA offers numerous loan programs to assist businesses; although the actual lending is done by approved SBA lenders, participating banks and private and commercial financial institutions like us.  We offer small business owners all types of business loans in California CA. Our loan programs are guaranteed in part by the United States Small Business Administration (SBA).

SBA 504 California

At Franklin Financial Company, we work with California companies that want to apply for a 504 SBA business loan. Our commercial loan application packages include both the 1st & 2nd mortgages you require. We take a very flexible approach to credit analysis. We specialize in assisting new California companies, rapidly growing companies, turn-around companies and those with special financial challenges that may prevent qualifying for commercial bank financing under traditional lending criteria. Allow us to offer and create a loan program to provide you access to capital as we have done for other entrepreneurs who cannot qualify for conventional commercial loans.

7a Loan California

The SBA 7(a) loan is the most widely used Small Business Administration financing in California. The SBA 7a can be used for personal property and real property and purchase as well as refinance options.

Receive a 504 or 7a Loan Today!

SBA in California

Fresno SBA Office

2719 North Air Fresno Drive, Suite 200
Fresno, CA 93727
Phone: (559) 487-5791
Fax: (559) 487-5636

Los Angeles SBA Office

330 North Brand, Suite 1200
Glendale, CA 91203
(818) 552-3215

Sacramento SBA Office

650 Capitol Mall, suite 7-500
Sacramento, CA 95814
(916) 930-3700 Phone
(916) 930-3737 Fax

San Diego SBA Office

550 West C Street, Suite 550
San Diego, CA 92101
(619) 557-7250
FAX: (619) 557-5894
TTY: (619) 557-6998

San Francisco SBA Office

455 Market Street, 6th Floor
San Francisco, CA
(415) 744-6820

Santa Ana SBA Office

200 W Santa Ana Blvd.,
Suite 700
Santa Ana, CA 92701
(714) 550-7420
Fax (714) 550-0191

Commercial SBA Loans in California to $5 million.

SBA 7a and SBA 504 Loans California

72-hour conditional APPROVAL!

SBA 504 & SBA 7a Quick-Qual
First Name:
Last Name:
Type of Loan Desired:
Loan Amount Desired:

Debt Financing in One Payment
  • Online Application
  • 90% Approval Rate
  • NO Cancellation Fees
  • NO Long-Term Contract

California CA Small Business Loan

California CA Small Business
Visit the Small Business Administration to review sbaloans.

Small Business